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Friday, October 23, 2026 Independent since 2026. We are not a lender.
Hub for Credit

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Credit cards with no foreign transaction fee

Many cards add a fee of about 3% to every purchase made outside the US or charged in a foreign currency, including online purchases from foreign merchants. The cards on this list don’t.

170 cards. Checked on the issuers' official sites on October 16, 2026.

Apple Card

Apple (Goldman Sachs) · Mastercard

Annual fee
$0
Rewards
Cashback
APR
17.74% to 27.99%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

JetBlue Card

Barclays · Mastercard

Annual fee
$0
Rewards
Miles
APR
19.74% to 29.74%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

JetBlue Plus Card

Barclays · Mastercard

Annual fee
$99 a year
Rewards
Miles
APR
19.74% to 29.74%
Credit
Excellent, Good, Poor
  • Travel and points
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

JetBlue Premier Card

Barclays · Mastercard

Annual fee
$499 a year
Rewards
Miles
APR
19.74% to 29.74%
Credit
Excellent, Good
  • Travel and points
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

Upromise® World Mastercard®

Barclays · Mastercard

Annual fee
$0
Rewards
Cashback
APR
18.74% to 29.74%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

Wyndham Rewards Earner® Card

Barclays · Visa

Annual fee
$0
Rewards
Points
APR
19.49% to 29.99%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

Bilt Blue Card

Bilt · Mastercard

Annual fee
$0
Rewards
Points
APR
26.74% to 34.74%
  • No annual fee
  • Travel and points
  • 0% intro APR
  • No foreign transaction fee
See details

Bilt Obsidian Card

Bilt · Mastercard

Annual fee
$95 a year
Rewards
Points
APR
26.74% to 34.74%
  • Travel and points
  • 0% intro APR
  • No foreign transaction fee
See details

Bilt Palladium Card

Bilt · Mastercard

Annual fee
$495 a year
Rewards
Points
APR
26.74% to 34.74%
  • Travel and points
  • 0% intro APR
  • No foreign transaction fee
See details

Bass Pro Shops CLUB Card

Capital One · Mastercard

Annual fee
$0
Rewards
Points
APR
19.74% to 30.74%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • No foreign transaction fee
See details

BJ's One+® Mastercard®

Capital One · Mastercard

Annual fee
$0
Rewards
Cashback
APR
19.99% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

BJ's One® Mastercard®

Capital One · Mastercard

Annual fee
$0
Rewards
Cashback
APR
19.99% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

Cabela's CLUB Card

Capital One · Mastercard

Annual fee
$0
Rewards
Points
APR
19.74% to 30.74%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • No foreign transaction fee
See details

Key Rewards® Visa

Capital One · Visa

Annual fee
$0
Rewards
Points
APR
29.24%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • No foreign transaction fee
See details

Kohl's Rewards® Visa

Capital One · Visa

Annual fee
$0
Rewards
Points
APR
29.49%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • No foreign transaction fee
See details

REI Co-op® Mastercard®

Capital One · Mastercard

Annual fee
$0
Rewards
Points
APR
17.49% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • No foreign transaction fee
See details

T-Mobile Visa®

Capital One · Visa

Annual fee
$0
Rewards
Cashback
APR
18.49% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

Amazon Visa

Chase · Visa

Annual fee
$0
Rewards
Cashback
APR
18.99% to 27.74%
Credit
Excellent, Good, Poor
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

Instacart Mastercard®

Chase · Mastercard

Annual fee
$0
Rewards
Cashback
APR
18.49% to 27.99%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

Prime Visa

Chase · Visa

Annual fee
$0
Rewards
Cashback
APR
18.99% to 27.74%
Credit
Excellent, Good, Poor
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

United Club℠ Card

Chase · Visa

Annual fee
$695 a year
Rewards
Miles
APR
19.99% to 28.49%
Credit
Excellent, Good
  • Travel and points
  • No foreign transaction fee
See details

United Gateway℠ Card

Chase · Visa

Annual fee
$0
Rewards
Miles
APR
19.99% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • 0% intro APR
  • No foreign transaction fee
See details

United Quest℠ Card

Chase · Visa

Annual fee
$350 a year
Rewards
Miles
APR
19.99% to 28.49%
Credit
Excellent, Good
  • Travel and points
  • No foreign transaction fee
See details

Discover it® Miles Credit Card

Discover (Capital One) · Discover

Annual fee
$0
Rewards
Points
APR
17.74% to 26.74%
Credit
Excellent
  • No annual fee
  • Travel and points
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

NHL® Discover it® Credit Card

Discover (Capital One) · Discover

Annual fee
$0
Rewards
Cashback
APR
17.74% to 26.74%
Credit
Excellent
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

Everpath™ Credit Card

Merrick Bank · Mastercard

Annual fee
Not stated
Rewards
No rewards
APR
34.95%
  • No foreign transaction fee

Merrick Bank® Credit Card

Merrick Bank · Mastercard

Annual fee
Not stated
Rewards
No rewards
APR
33.95% to 34.95%
Credit
Excellent, Good, Poor
  • No foreign transaction fee

cashRewards

Navy Federal

Annual fee
$0
Rewards
Cashback
APR
14.15% to 18.00%
Credit
Excellent, Good, Fair
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
  • For fair or bad credit
See details

cashRewards Plus

Navy Federal

Annual fee
$0
Rewards
Cashback
APR
14.15% to 18.00%
Credit
Excellent, Good, Fair
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
  • For fair or bad credit
See details

GO REWARDS® Credit Card

Navy Federal

Annual fee
$0
Rewards
Points
APR
13.49% to 18.00%
Credit
Excellent, Good, Fair
  • No annual fee
  • Travel and points
  • 0% intro APR
  • No foreign transaction fee
  • For fair or bad credit
See details

Platinum Credit Card

Navy Federal

Annual fee
$0
Rewards
No rewards
APR
10.24% to 18.00%
Credit
Excellent, Good, Fair
  • No annual fee
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
  • For fair or bad credit
See details

Ollo® Everyday Rewards Mastercard®

Ollo (Merrick Bank) · Mastercard

Annual fee
Not stated
Rewards
Cashback
APR
24.99% to 29.99%
Credit
Excellent, Good, Poor, Limited
  • Cash back
  • No foreign transaction fee

Ollo® Platinum Mastercard®

Ollo (Merrick Bank) · Mastercard

Annual fee
$0
Rewards
No rewards
APR
22.99% to 29.99%
Credit
Excellent, Good, Poor, Limited
  • No annual fee
  • No foreign transaction fee
See details

PenFed Gold Visa® Card

PenFed · Visa

Annual fee
$0
Rewards
No rewards
APR
17.99%
Credit
Excellent, Good
  • No annual fee
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

Venmo Credit Card

Synchrony · Visa

Annual fee
$0
Rewards
No rewards
APR
18.74% to 30.74%
Credit
Excellent, Good
  • No annual fee
  • No foreign transaction fee
See details

Verizon Visa® Card

Synchrony · Visa

Annual fee
$0
Rewards
Points
APR
22.24% to 33.24%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • No foreign transaction fee
See details

One Key+™ Card

Wells Fargo · Mastercard

Annual fee
$99 a year
Rewards
Points
APR
18.74% to 28.74%
Credit
Excellent, Good
  • Travel and points
  • No foreign transaction fee
See details

One Key® Card

Wells Fargo · Mastercard

Annual fee
$0
Rewards
Points
APR
18.74% to 28.74%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • No foreign transaction fee
See details

How we report

Every article is checked against primary sources: the Consumer Financial Protection Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece and say when.

How we make money

Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a better review, and nobody outside our editorial team sees a piece before it runs.

What we are not

Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.