Fact sheet for the Chime Card™ (Secured Chime Visa® Credit Card), issued by Chime, with no annual fee and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.
Issuer
Chime
Network
Visa
Annual fee
$0
Rewards
Cashback: Earn 5% cash back on purchases. With qualifying direct deposits, earn 5% cash back as a Chime Prime™ member or 2% cash back as a Chime Plus™ member (on up to $1,500 of eligible purchases, per the page disclosure)
Purchase APR
There is no interest rate or minimum payment (card agreement; the page says no annual fee or interest)
Every article is checked against primary sources: the Consumer Financial Protection
Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece
and say when.
How we make money
Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a
better review, and nobody outside our editorial team sees a piece before it runs.
What we are not
Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.