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Wednesday, September 2, 2026 Independent since 2026. We are not a lender.
Hub for Credit

Advertiser disclosure: some links on this page earn us a commission. It never changes what we publish, and it costs you nothing. How we make money

About us

Hub for Credit is an independent publication about consumer credit in the United States: credit
cards, credit scores, personal loans and debt. We started in 2026 with one goal, which is to explain
the system that decides whether you get credit and on what terms.

What we do

We write guides and analysis. We read the source documents so you do not have to: the Consumer
Financial Protection Bureau’s research, the Federal Reserve’s consumer credit releases, and the
cardholder agreements issuers are required to publish. When we quote a number, we say where it came
from and when it was measured.

What we are not

We are not a bank, a lender, a credit union or a broker. We do not extend credit, we do not take
applications, and we do not sell your information to lenders. Nothing on this site is personalized
financial advice, and no article here knows your situation.

Who runs it

Hub for Credit is published by EGITEK TECNOLOGIA LTDA. You can reach the newsroom at
contact@hubforcredit.com.

How we report

Every article is written by a named person and checked against primary sources: the Consumer Financial Protection Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece and say when.

How we make money

Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a better review, and nobody outside the newsroom sees a piece before it runs.

What we are not

Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.