Wyndham Rewards Earner® Plus Card from Barclays: annual fee, APR and rewards

Fact sheet for the Wyndham Rewards Earner® Plus Card, issued by Barclays, with a $95 annual fee, an intro APR offer and points. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Barclays
Network	Visa
Annual fee	$95 a year
Rewards	Points: Earn 6 points per $1 spent on eligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles; 4 points per $1 on eligible dining, grocery store (excluding Target and Walmart) and travel purchases; 1 point per $1 on all other purchases. Receive 15,000 bonus points each anniversary year after payment of your annual fee.
Purchase APR	19.49% to 29.99% based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Intro APR	0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater.
Sign-up bonus	Earn 45,000 bonus points after spending $1,000 on qualifying purchases (and paying the annual fee in full) in the first 90 days and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days (up to 100,000 bonus points).
Foreign transaction fee	None
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 25.24%, with a range of 19.24% to 29.99%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.