Breeze Easy® Visa® Credit Card from Barclays: annual fee, APR and rewards

Fact sheet for the Breeze Easy® Visa® Credit Card, issued by Barclays, with a $89 annual fee, an intro APR offer and miles. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Barclays
Network	Visa
Annual fee	$89 a year
Rewards	Miles: Earn up to 10X BreezePoints on Nicer Bundles and Nicest Bundles (5X when you buy, plus 5X when you fly); up to 4X on Nice Bundles; up to 2X on No Flex Fares; 2X on eligible grocery store and restaurant purchases, including Breeze Airways inflight food and beverages; 1X on all other purchases. Earn 7,500 Anniversary Bonus BreezePoints after every account anniversary with eligible purchases.
Purchase APR	19.74% to 29.74%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Intro APR	0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater.
Sign-up bonus	Earn 40,000 bonus BreezePoints: that’s a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days.
Foreign transaction fee	None
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 25.24%, with a range of 19.49% to 29.99%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.