USAA Eagle Navigator Visa Signature Credit Card: annual fee, APR and rewards
Fact sheet for the USAA Eagle Navigator Visa Signature Credit Card, issued by USAA, with a $95 annual fee. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.
| Issuer | USAA |
|---|---|
| Network | Visa |
| Annual fee | $95 a year |
| Fee waiver | $95 annual fee per CFPB TCCP (Jul:Dec 2025); not verified on the card page |
| Rewards | No rewards |
| Balance transfer fee | 5% of the amount of each Balance Transfer (USAA Credit Card Agreement Pricing Addendum, all cards) |
| Foreign transaction fee | None |
| Credit level | Excellent, Good, Poor, Limited (tiers the issuer reports to the CFPB) |
What new cardholders actually got
In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 24.65%, with a range of 18.65% to 26.90%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.
Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.
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Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. usaa.com/banking/credit-cards-public/rewar… · static.usaa.com/content/dam/digital/documents/pdf… · files.consumerfinance.gov/f/documents/cfpb_tccp-data_2025-1…