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Friday, October 23, 2026 Independent since 2026. We are not a lender.
Hub for Credit

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Capital One Savor Rewards for Students: annual fee, APR and rewards

Fact sheet for the Capital One Savor Rewards for Students, issued by Capital One, with no annual fee and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

IssuerCapital One
NetworkMastercard
Annual fee$0
RewardsCashback: Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Purchase APR18.74% - 28.74% variable APR
Balance transfer fee4% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR.
Sign-up bonusEarn a one-time $50 cash bonus once you spend $100 on purchases within 3 months from account opening
Foreign transaction feeNone
Credit levelFair

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 25.24%, with a range of 18.74% to 29.24%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.

Similar cards

Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. capitalone.com/credit-cards/savor-student · disclosures.capitalone.com/disclosure.41647.en-US.html · card-apis.capitalone.com/protected/149354/product

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Every article is checked against primary sources: the Consumer Financial Protection Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece and say when.

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Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a better review, and nobody outside our editorial team sees a piece before it runs.

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Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.