Citi® / AAdvantage® Executive World Legend Mastercard®: annual fee, APR and rewards

Fact sheet for the Citi® / AAdvantage® Executive World Legend Mastercard®, issued by Citi, with a $695 annual fee and miles. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Citi
Network	Mastercard
Annual fee	$695 a year
Fee waiver	$695 annual fee; Authorized Users: $175 for up to 3 Authorized Users and $175 for each Authorized User thereafter
Rewards	Miles: Earn 4 AAdvantage® miles for every $1 spent on eligible American Airlines purchases (a total of 5 miles per $1 after you spend $150,000 in purchases in a calendar year, for the remainder of the year); earn 12 AAdvantage® miles for every $1 spent on eligible AAdvantage Hotels® and AAdvantage Cars® bookings; earn 1 AAdvantage® mile for every $1 spent on all other purchases. Includes Admirals Club® membership.
Purchase APR	Variable APR for purchases, balance transfers, and Citi Flex Plans subject to an APR: 19.74% - 29.74%, based on creditworthiness.
Balance transfer fee	5% of each transfer ($5 minimum)
Sign-up bonus	Earn 125,000 AAdvantage® bonus miles after $15,000 in purchases in the first 5 months
Foreign transaction fee	None
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 24.49%, with a range of 19.49% to 29.49%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.