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Saturday, October 24, 2026 Independent since 2026. We are not a lender.
Hub for Credit

Advertiser disclosure: some links on this page earn us a commission. It never changes what we publish, and it costs you nothing. How we make money

Cash back credit cards

Cash back cards return part of what you spend as a statement credit, a deposit or a check. The difference between them is the rate, which purchases earn more, and whether there is a cap or a category you have to activate.

A flat-rate card is simpler; a category card pays more if your spending matches its categories.

80 cards. Checked on the issuers' official sites on October 16, 2026.

Apple Card

Apple (Goldman Sachs) · Mastercard

Annual fee
$0
Rewards
Cashback
APR
17.74% to 27.99%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

Upromise® World Mastercard®

Barclays · Mastercard

Annual fee
$0
Rewards
Cashback
APR
18.74% to 29.74%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

BJ's One+® Mastercard®

Capital One · Mastercard

Annual fee
$0
Rewards
Cashback
APR
19.99% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

BJ's One® Mastercard®

Capital One · Mastercard

Annual fee
$0
Rewards
Cashback
APR
19.99% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

T-Mobile Visa®

Capital One · Visa

Annual fee
$0
Rewards
Cashback
APR
18.49% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

Amazon Visa

Chase · Visa

Annual fee
$0
Rewards
Cashback
APR
18.99% to 27.74%
Credit
Excellent, Good, Poor
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

Instacart Mastercard®

Chase · Mastercard

Annual fee
$0
Rewards
Cashback
APR
18.49% to 27.99%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

Prime Visa

Chase · Visa

Annual fee
$0
Rewards
Cashback
APR
18.99% to 27.74%
Credit
Excellent, Good, Poor
  • No annual fee
  • Cash back
  • No foreign transaction fee
See details

NHL® Discover it® Credit Card

Discover (Capital One) · Discover

Annual fee
$0
Rewards
Cashback
APR
17.74% to 26.74%
Credit
Excellent
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

cashRewards

Navy Federal

Annual fee
$0
Rewards
Cashback
APR
14.15% to 18.00%
Credit
Excellent, Good, Fair
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
  • For fair or bad credit
See details

cashRewards Plus

Navy Federal

Annual fee
$0
Rewards
Cashback
APR
14.15% to 18.00%
Credit
Excellent, Good, Fair
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
  • For fair or bad credit
See details

Ollo® Everyday Rewards Mastercard®

Ollo (Merrick Bank) · Mastercard

Annual fee
Not stated
Rewards
Cashback
APR
24.99% to 29.99%
Credit
Excellent, Good, Poor, Limited
  • Cash back
  • No foreign transaction fee

TD Cash Credit Card

TD Bank · Visa

Annual fee
$0
Rewards
Cashback
APR
18.49% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
See details

How we report

Every article is checked against primary sources: the Consumer Financial Protection Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece and say when.

How we make money

Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a better review, and nobody outside our editorial team sees a piece before it runs.

What we are not

Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.