Balance transfer credit cards

A balance transfer moves debt from a high-APR card to one with a lower or 0% intro rate. Most cards charge a transfer fee, usually a percentage of the amount moved, so the savings depend on the fee, the intro period and how fast you can pay.

65 cards. Checked on the issuers' official sites on October 16, 2026.

Blue Cash Everyday® Card from American Express

American Express · American Express

Annual fee: $0
Rewards: Cashback
APR: 19.74% to 28.74%
Credit: Excellent

No annual fee
Cash back
0% intro APR
Balance transfer

See details

Blue Cash Preferred® Card from American Express

American Express · American Express

Annual fee: $95 a year
Rewards: Cashback
APR: 19.74% to 28.74%
Credit: Excellent

Cash back
0% intro APR
Balance transfer

See details

Bank of America® Customized Cash Rewards credit card

Bank of America · Visa

Annual fee: $0
Rewards: Cashback
APR: 17.74% to 27.74%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

Bank of America® Customized Cash Rewards credit card for Students

Bank of America · Visa

Annual fee: $0
Rewards: Cashback
APR: 17.74% to 27.74%

No annual fee
Cash back
0% intro APR
Balance transfer
Student

See details

Bank of America® Travel Rewards credit card

Bank of America · Visa

Annual fee: $0
Rewards: Points
APR: 17.74% to 27.74%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Bank of America® Travel Rewards Credit Card for Students

Bank of America · Visa

Annual fee: $0
Rewards: Points
APR: 17.74% to 27.74%

See details

Bank of America® Unlimited Cash Rewards credit card

Bank of America · Visa

Annual fee: $0
Rewards: Cashback
APR: 17.74% to 27.74%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

Bank of America® Unlimited Cash Rewards credit card for Students

Bank of America · Visa

Annual fee: $0
Rewards: Cashback
APR: 17.74% to 27.74%

No annual fee
Cash back
0% intro APR
Balance transfer
Student

See details

BankAmericard® credit card

Bank of America · Mastercard

Annual fee: $0
Rewards: No rewards
APR: 15.24% to 26.24%
Credit: Excellent, Good

No annual fee
0% intro APR
Balance transfer

See details

BankAmericard® Credit Card for Students

Bank of America · Mastercard

Annual fee: $0
Rewards: No rewards
APR: 15.24% to 26.24%

No annual fee
0% intro APR
Balance transfer
Student

See details

Susan G. Komen® Customized Cash Rewards credit card

Bank of America · Visa

Annual fee: $0
Rewards: Cashback
APR: 17.74% to 27.74%

No annual fee
Cash back
0% intro APR
Balance transfer

See details

AARP® Essential Rewards Mastercard® from Barclays

Barclays · Mastercard

Annual fee: $0
Rewards: Cashback
APR: 20.49% to 29.99%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

AARP® Travel Rewards Mastercard® from Barclays

Barclays · Mastercard

Annual fee: $0
Rewards: Cashback
APR: 20.49% to 29.99%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer
No foreign transaction fee

See details

Breeze Easy® Visa® Credit Card

Barclays · Visa

Annual fee: $89 a year
Rewards: Miles
APR: 19.74% to 29.74%
Credit: Excellent, Good

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Capital Vacations® World Mastercard®

Barclays · Mastercard

Annual fee: $0
Rewards: Points
APR: 19.49% to 29.74%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Carnival Rewards™ Mastercard®

Barclays · Mastercard

Annual fee: $0
Rewards: Points
APR: 18.74% to 29.74%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Emirates Skywards Premium World Elite Mastercard®

Barclays · Mastercard

Annual fee: $499 a year
Rewards: Miles
APR: 19.74% to 29.74%
Credit: Excellent, Good

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Emirates Skywards Rewards World Elite Mastercard®

Barclays · Mastercard

Annual fee: $99 a year
Rewards: Miles
APR: 19.74% to 29.74%
Credit: Excellent, Good

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Frontier Airlines World Mastercard®

Barclays · Mastercard

Annual fee: $99 a year
Rewards: Miles
APR: 19.74% to 29.74%
Credit: Excellent, Good

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

JetBlue Card

Barclays · Mastercard

Annual fee: $0
Rewards: Miles
APR: 19.74% to 29.74%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

JetBlue Plus Card

Barclays · Mastercard

Annual fee: $99 a year
Rewards: Miles
APR: 19.74% to 29.74%
Credit: Excellent, Good, Poor

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

JetBlue Premier Card

Barclays · Mastercard

Annual fee: $499 a year
Rewards: Miles
APR: 19.74% to 29.74%
Credit: Excellent, Good

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Lufthansa Miles & More® World Elite Mastercard®

Barclays · Mastercard

Annual fee: $89 a year
Rewards: Miles
APR: 19.74% to 29.74%
Credit: Excellent, Good

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

RCI® Elite Rewards® World Mastercard®

Barclays · Mastercard

Annual fee: $0
Rewards: Points
APR: 19.49% to 29.74%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

The Barnes & Noble Mastercard®

Barclays · Mastercard

Annual fee: $0
Rewards: Points
APR: 17.74% to 29.74%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer

See details

Upromise® World Mastercard®

Barclays · Mastercard

Annual fee: $0
Rewards: Cashback
APR: 18.74% to 29.74%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer
No foreign transaction fee

See details

Wyndham Rewards Earner® Card

Barclays · Visa

Annual fee: $0
Rewards: Points
APR: 19.49% to 29.99%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Wyndham Rewards Earner® Plus Card

Barclays · Visa

Annual fee: $95 a year
Rewards: Points
APR: 19.49% to 29.99%
Credit: Excellent, Good

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Wyndham Rewards Earner® Premier Card

Barclays · Visa

Annual fee: $395 a year
Rewards: Points
APR: 19.49% to 29.99%

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Capital One Quicksilver Rewards Credit Card

Capital One · Mastercard

Annual fee: $0
Rewards: Cashback
APR: 18.74% to 28.74%
Credit: Excellent

No annual fee
Cash back
0% intro APR
Balance transfer
No foreign transaction fee

See details

Capital One Savor Cash Rewards Credit Card

Capital One · Mastercard

Annual fee: $0
Rewards: Cashback
APR: 18.74% to 28.74%
Credit: Excellent

No annual fee
Cash back
0% intro APR
Balance transfer
No foreign transaction fee

See details

Capital One VentureOne Rewards Credit Card

Capital One · Mastercard

Annual fee: $0
Rewards: Points
APR: 18.74% to 28.74%
Credit: Excellent

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

Chase Freedom Flex® Credit Card

Chase · Mastercard

Annual fee: $0
Rewards: Cashback
APR: 18.49% to 27.99%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer
No foreign transaction fee

See details

Chase Freedom Unlimited® Credit Card

Chase · Visa

Annual fee: $0
Rewards: Cashback
APR: 18.49% to 27.99%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

Slate® Credit Card

Chase · Visa

Annual fee: $0
Rewards: No rewards
APR: 18.49% to 28.49%

No annual fee
0% intro APR
Balance transfer

See details

Citi Double Cash® Card

Citi · Mastercard

Annual fee: $0
Rewards: Cashback
APR: 18.49% to 28.74%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

Citi Simplicity® Credit Card

Citi · Mastercard

Annual fee: $0
Rewards: No rewards
APR: 17.74% to 28.49%
Credit: Excellent, Good

No annual fee
0% intro APR
Balance transfer

See details

Citi Strata® Card

Citi · Mastercard

Annual fee: $0
Rewards: Points
APR: 18.74% to 28.74%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer

See details

Citi® Diamond Preferred® Credit Card

Citi

Annual fee: $0
Rewards: No rewards
APR: 16.74% to 27.49%
Credit: Excellent, Good

No annual fee
0% intro APR
Balance transfer

See details

Discover it® Cash Back Credit Card

Discover (Capital One) · Discover

Annual fee: $0
Rewards: Cashback
APR: 17.74% to 26.74%
Credit: Excellent

No annual fee
Cash back
0% intro APR
Balance transfer
No foreign transaction fee

See details

Discover it® Chrome Gas & Restaurants Credit Card

Discover (Capital One) · Discover

Annual fee: $0
Rewards: Cashback
APR: 17.74% to 26.74%
Credit: Excellent

No annual fee
Cash back
0% intro APR
Balance transfer
No foreign transaction fee

See details

Discover it® Miles Credit Card

Discover (Capital One) · Discover

Annual fee: $0
Rewards: Points
APR: 17.74% to 26.74%
Credit: Excellent

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

NHL® Discover it® Credit Card

Discover (Capital One) · Discover

Annual fee: $0
Rewards: Cashback
APR: 17.74% to 26.74%
Credit: Excellent

No annual fee
Cash back
0% intro APR
Balance transfer
No foreign transaction fee

See details

cashRewards

Navy Federal

Annual fee: $0
Rewards: Cashback
APR: 14.15% to 18.00%
Credit: Excellent, Good, Fair

See details

cashRewards Plus

Navy Federal

Annual fee: $0
Rewards: Cashback
APR: 14.15% to 18.00%
Credit: Excellent, Good, Fair

See details

Platinum Credit Card

Navy Federal

Annual fee: $0
Rewards: No rewards
APR: 10.24% to 18.00%
Credit: Excellent, Good, Fair

No annual fee
0% intro APR
Balance transfer
No foreign transaction fee
For fair or bad credit

See details

PenFed Defender Rewards™ Visa Signature® Card

PenFed · Visa

Annual fee: $0
Rewards: Points
APR: 17.99%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

PenFed Gold Visa® Card

PenFed · Visa

Annual fee: $0
Rewards: No rewards
APR: 17.99%
Credit: Excellent, Good

No annual fee
0% intro APR
Balance transfer
No foreign transaction fee

See details

PenFed Pathfinder Rewards® Visa Signature® Card

PenFed · Visa

Annual fee: $95 a year
Rewards: Points
APR: 17.99%
Credit: Excellent, Good

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

PenFed Platinum Rewards Visa Signature® Card

PenFed · Visa

Annual fee: $0
Rewards: Points
APR: 17.99%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

PenFed Power Cash Rewards® Visa Signature® Card

PenFed · Visa

Annual fee: $0
Rewards: Cashback
APR: 17.99%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer
No foreign transaction fee

See details

PNC Cash Rewards® Visa® Credit Card

PNC · Visa

Annual fee: $0
Rewards: Cashback
APR: 18.49% to 28.49%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

PNC Cash Unlimited® Visa® Credit Card

PNC · Visa

Annual fee: $0
Rewards: Cashback
APR: 18.49% to 28.49%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer
No foreign transaction fee

See details

PNC Spend Wise® Visa® Credit Card

PNC · Visa

Annual fee: $0
Rewards: No rewards
APR: 19.49% to 27.49%
Credit: Excellent, Good, Limited

No annual fee
0% intro APR
Balance transfer

See details

TD Cash Credit Card

TD Bank · Visa

Annual fee: $0
Rewards: Cashback
APR: 18.49% to 28.49%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

TD Double Up℠ Credit Card

TD Bank · Visa

Annual fee: $0
Rewards: Cashback
APR: 18.49% to 28.49%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

TD First Class℠ Visa Signature® Credit Card

TD Bank · Visa

Annual fee: $89 a year
Rewards: Points
APR: 16.74%
Credit: Excellent, Good

Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

TD FlexPay Credit Card

TD Bank · Visa

Annual fee: $0
Rewards: No rewards
APR: 17.49% to 27.49%
Credit: Excellent, Good

No annual fee
0% intro APR
Balance transfer

See details

U.S. Bank Altitude® Connect Visa Signature® Card

U.S. Bank · Visa

Annual fee: $0
Rewards: Points
APR: 17.74% to 27.74%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer
No foreign transaction fee

See details

U.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank · Visa

Annual fee: $0
Rewards: Points
APR: 17.74% to 27.74%
Credit: Excellent, Good

No annual fee
Travel and points
0% intro APR
Balance transfer

See details

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank · Visa

Annual fee: $0
Rewards: Cashback
APR: 17.99% to 28.24%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

U.S. Bank Shield® Visa® Card

U.S. Bank · Visa

Annual fee: $0
APR: 17.24% to 28.24%
Credit: Excellent, Good

No annual fee
0% intro APR
Balance transfer

See details

U.S. Bank Smartly™ Visa Signature® Card

U.S. Bank · Visa

Annual fee: $0
Rewards: Cashback
APR: 18.49% to 28.49%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

Wells Fargo Active Cash® Credit Card

Wells Fargo · Visa

Annual fee: $0
Rewards: Cashback
APR: 18.74% to 28.74%
Credit: Excellent, Good

No annual fee
Cash back
0% intro APR
Balance transfer

See details

Wells Fargo Reflect® Card

Wells Fargo · Visa

Annual fee: $0
Rewards: No rewards
APR: 17.74% to 28.49%
Credit: Excellent, Good

No annual fee
0% intro APR
Balance transfer

See details

Balance transfer credit cards

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