BankAmericard® credit card: annual fee, APR and rewards

Fact sheet for the BankAmericard® credit card, issued by Bank of America, with no annual fee and an intro APR offer. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Bank of America
Network	Mastercard
Annual fee	$0
Rewards	No rewards
Purchase APR	15.24% to 26.24%, based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate.
Intro APR	0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account (purchases); 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account (balance transfers)
Balance transfer fee	5% of the amount of each transaction
Foreign transaction fee	3% of each transaction
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 22.24%, with a range of 14.49% to 26.74%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.