Citi® Diamond Preferred® Credit Card: annual fee, APR and rewards

Fact sheet for the Citi® Diamond Preferred® Credit Card, issued by Citi, with no annual fee and an intro APR offer. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Citi
Annual fee	$0
Rewards	No rewards
Purchase APR	After each promotional period ends, a variable APR of 16.74% - 27.49%, based on your creditworthiness, applies to unpaid promotional balances, new purchases and new balance transfers.
Intro APR	Introductory rate of 0% for 12 months from date of account opening on purchases and for 21 months from date of account opening for balance transfers completed within 4 months of account opening.
Balance transfer fee	Intro fee of 3% of each transfer ($5 minimum) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 minimum).
Foreign transaction fee	3% of each transaction
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 21.86%, with a range of 16.49% to 27.24%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.