Lufthansa Miles & More® World Elite Mastercard® from Barclays: annual fee, APR and rewards

Fact sheet for the Lufthansa Miles & More® World Elite Mastercard®, issued by Barclays, with a $89 annual fee, an intro APR offer and miles. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Barclays
Network	Mastercard
Annual fee	$89 a year
Rewards	Miles: Earn 2 miles per $1 spent on Miles & More partner airline tickets. Earn 1 mile per $1 spent on all other purchases. Annual Companion Ticket after each account anniversary; two Lufthansa Business Lounge Vouchers annually.
Purchase APR	19.74% to 29.74%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Intro APR	0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater.
Sign-up bonus	Earn 70,000 miles after you spend $4,000 in purchases and pay the annual fee in full, both within the first 90 days.
Foreign transaction fee	None
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 25.24%, with a range of 19.49% to 29.99%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.