U.S. Bank Cash+® Visa Signature® Card: annual fee, APR and rewards

Fact sheet for the U.S. Bank Cash+® Visa Signature® Card, issued by U.S. Bank, with no annual fee, an intro APR offer and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	U.S. Bank
Network	Visa
Annual fee	$0
Rewards	Cashback: 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose; 2% cash back on one everyday category you choose; 1% cash back on all other eligible purchases; 5% cash back on prepaid travel booked in the Travel Center
Purchase APR	After that, a variable APR applies, currently 17.99% - 28.24%
Intro APR	0% intro APR on purchases and balance transfers for the first 15 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening
Balance transfer fee	Balance Transfer fee of 5% of each transfer amount, $5 minimum
Sign-up bonus	For a limited time, earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening
Foreign transaction fee	3% of each transaction
Credit level	Excellent, Good

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 22.99%, with a range of 17.74% to 27.99%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.