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Friday, October 23, 2026 Independent since 2026. We are not a lender.
Hub for Credit

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0% intro APR credit cards

A 0% intro APR lets you pay off purchases or a transferred balance without interest for a set number of months. When the offer ends, the regular APR applies to whatever is left.

Divide the balance by the number of months to see the payment that clears it in time.

73 cards. Checked on the issuers' official sites on October 16, 2026.

JetBlue Card

Barclays · Mastercard

Annual fee
$0
Rewards
Miles
APR
19.74% to 29.74%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

JetBlue Plus Card

Barclays · Mastercard

Annual fee
$99 a year
Rewards
Miles
APR
19.74% to 29.74%
Credit
Excellent, Good, Poor
  • Travel and points
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

JetBlue Premier Card

Barclays · Mastercard

Annual fee
$499 a year
Rewards
Miles
APR
19.74% to 29.74%
Credit
Excellent, Good
  • Travel and points
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

Upromise® World Mastercard®

Barclays · Mastercard

Annual fee
$0
Rewards
Cashback
APR
18.74% to 29.74%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

Wyndham Rewards Earner® Card

Barclays · Visa

Annual fee
$0
Rewards
Points
APR
19.49% to 29.99%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

Bilt Blue Card

Bilt · Mastercard

Annual fee
$0
Rewards
Points
APR
26.74% to 34.74%
  • No annual fee
  • Travel and points
  • 0% intro APR
  • No foreign transaction fee
See details

Bilt Obsidian Card

Bilt · Mastercard

Annual fee
$95 a year
Rewards
Points
APR
26.74% to 34.74%
  • Travel and points
  • 0% intro APR
  • No foreign transaction fee
See details

Bilt Palladium Card

Bilt · Mastercard

Annual fee
$495 a year
Rewards
Points
APR
26.74% to 34.74%
  • Travel and points
  • 0% intro APR
  • No foreign transaction fee
See details

United Gateway℠ Card

Chase · Visa

Annual fee
$0
Rewards
Miles
APR
19.99% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • 0% intro APR
  • No foreign transaction fee
See details

Citi Strata® Card

Citi · Mastercard

Annual fee
$0
Rewards
Points
APR
18.74% to 28.74%
Credit
Excellent, Good
  • No annual fee
  • Travel and points
  • 0% intro APR
  • Balance transfer
See details

Discover it® Miles Credit Card

Discover (Capital One) · Discover

Annual fee
$0
Rewards
Points
APR
17.74% to 26.74%
Credit
Excellent
  • No annual fee
  • Travel and points
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

NHL® Discover it® Credit Card

Discover (Capital One) · Discover

Annual fee
$0
Rewards
Cashback
APR
17.74% to 26.74%
Credit
Excellent
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

cashRewards

Navy Federal

Annual fee
$0
Rewards
Cashback
APR
14.15% to 18.00%
Credit
Excellent, Good, Fair
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
  • For fair or bad credit
See details

cashRewards Plus

Navy Federal

Annual fee
$0
Rewards
Cashback
APR
14.15% to 18.00%
Credit
Excellent, Good, Fair
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
  • For fair or bad credit
See details

GO REWARDS® Credit Card

Navy Federal

Annual fee
$0
Rewards
Points
APR
13.49% to 18.00%
Credit
Excellent, Good, Fair
  • No annual fee
  • Travel and points
  • 0% intro APR
  • No foreign transaction fee
  • For fair or bad credit
See details

Platinum Credit Card

Navy Federal

Annual fee
$0
Rewards
No rewards
APR
10.24% to 18.00%
Credit
Excellent, Good, Fair
  • No annual fee
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
  • For fair or bad credit
See details

PenFed Gold Visa® Card

PenFed · Visa

Annual fee
$0
Rewards
No rewards
APR
17.99%
Credit
Excellent, Good
  • No annual fee
  • 0% intro APR
  • Balance transfer
  • No foreign transaction fee
See details

TD Cash Credit Card

TD Bank · Visa

Annual fee
$0
Rewards
Cashback
APR
18.49% to 28.49%
Credit
Excellent, Good
  • No annual fee
  • Cash back
  • 0% intro APR
  • Balance transfer
See details

How we report

Every article is checked against primary sources: the Consumer Financial Protection Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece and say when.

How we make money

Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a better review, and nobody outside our editorial team sees a piece before it runs.

What we are not

Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.