Citi Double Cash® Card: annual fee, APR and rewards

Fact sheet for the Citi Double Cash® Card, issued by Citi, with no annual fee, an intro APR offer and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Citi
Network	Mastercard
Annual fee	$0
Rewards	Cashback: Earn 2% cash back on purchases: 1% when you buy and 1% as you pay; plus an additional 3% cash back (total 5%) on hotels, car rentals, and attractions booked through the Citi Travel® portal. Cash back is earned as ThankYou® Points.
Purchase APR	The variable APR for purchases is 18.49% - 28.74%, based on your creditworthiness.
Intro APR	Introductory rate of 0% for 18 months from date of account opening for balance transfers completed within 4 months of account opening.
Balance transfer fee	Intro fee of 3% of each transfer ($5 minimum) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 minimum).
Sign-up bonus	Earn $200 cash back bonus after spending $1,500 on purchases in the first 6 months of account opening
Foreign transaction fee	3% of each transaction
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 22.49%, with a range of 17.49% to 27.49%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.