Skip to content
Friday, October 23, 2026 Independent since 2026. We are not a lender.
Hub for Credit

Advertiser disclosure: some links on this page earn us a commission. It never changes what we publish, and it costs you nothing. How we make money

Secured credit cards

A secured card works like any credit card, but you put down a refundable deposit that usually becomes your credit limit. Because the deposit covers the issuer’s risk, these cards are a common way to start or rebuild credit.

Look for a card that reports to all three bureaus and reviews accounts for an upgrade to an unsecured card.

49 cards. Checked on the issuers' official sites on October 16, 2026.

Avadian Visa Secured

Avadian CU · Visa

Annual fee
$0
Rewards
No rewards
APR
14.90% to 16.90%
Credit
Excellent, Good, Poor, Limited
  • No annual fee
  • For fair or bad credit
  • Secured
See details

VISA® Secured

Latino Community CU · Visa

Annual fee
$0
Rewards
No rewards
APR
11.50%
Credit
Excellent, Good, Poor, Limited
  • No annual fee
  • For fair or bad credit
  • Secured
See details

Secured Visa

Maui County FCU · Visa

Annual fee
$0
Rewards
No rewards
APR
7.00% to 17.50%
Credit
Poor, Limited
  • No annual fee
  • For fair or bad credit
  • Secured
See details

Secured Credit Card

Rivermark CCU · Visa

Annual fee
$0
Rewards
No rewards
APR
10.90%
Credit
Excellent, Good, Poor, Limited
  • No annual fee
  • For fair or bad credit
  • Secured
See details

Share-Secured Mastercard

SchoolsFirst FCU · Mastercard

Annual fee
$0
Rewards
No rewards
APR
13.90%
Credit
Excellent, Good, Poor, Limited
  • No annual fee
  • For fair or bad credit
  • Secured
See details

Secured VISA

Summit CU (NC) · Visa

Annual fee
$0
Rewards
No rewards
APR
8.95% to 16.95%
Credit
Excellent, Good, Poor, Limited
  • No annual fee
  • For fair or bad credit
  • Secured
See details

How we report

Every article is checked against primary sources: the Consumer Financial Protection Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece and say when.

How we make money

Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a better review, and nobody outside our editorial team sees a piece before it runs.

What we are not

Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.