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Saturday, October 24, 2026 Independent since 2026. We are not a lender.
Hub for Credit

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DCU Visa® Platinum Secured Credit Card: deposit, fees and APR

Fact sheet for the DCU Visa® Platinum Secured Credit Card, issued by DCU, with no annual fee. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

IssuerDCU
NetworkVisa
Annual fee$0
RewardsNo rewards
Purchase APRAs Low As 15.25% APR (rates are variable and will vary with the market based on the Prime Rate; maximum rate is 18%)
Balance transfer fee$0 balance transfer fee
Foreign transaction feeNone
SecuredYes, a refundable deposit sets the limit

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Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. dcu.org/borrow/credit-cards/visa-platinum… · dcu.org/borrow/credit-cards.html · dcu.org/membership/member-eligibility.html

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Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.