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what we publish, and it costs you nothing.
How we make money
opensky® Secured Visa® Credit Card: deposit, fees and APR
Fact sheet for the opensky® Secured Visa® Credit Card, issued by OpenSky, with a $35 annual fee. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.
Issuer
OpenSky
Network
Visa
Annual fee
$35 a year
Fee waiver
$35
Rewards
No rewards
Purchase APR
23.89% - This APR will vary with the market based on the Prime Rate (Important Disclosures accurate as of 01/14/2026)
Every article is checked against primary sources: the Consumer Financial Protection
Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece
and say when.
How we make money
Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a
better review, and nobody outside our editorial team sees a piece before it runs.
What we are not
Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.