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Saturday, October 24, 2026 Independent since 2026. We are not a lender.
Hub for Credit

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Secured Visa Classic from 360 FCU: deposit, fees and APR

Fact sheet for the Secured Visa Classic, issued by 360 FCU, with no annual fee. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer360 FCU
NetworkVisa
Annual fee$0
RewardsNo rewards
Purchase APRSecure Classic: Current APR 16.75%* (APR may vary; margin for Secured Classic is 10% over the Prime Rate, changed semi-annually)
Foreign transaction fee1% of each transaction
Credit levelLimited (tiers the issuer reports to the CFPB)
SecuredYes, a refundable deposit sets the limit

Similar cards

Avadian Visa Secured

Avadian CU · Visa

Annual fee
$0
Rewards
No rewards
APR
14.90% to 16.90%
Credit
Excellent, Good, Poor, Limited
  • No annual fee
  • For fair or bad credit
  • Secured
See details

Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. 360fcu.org/visa · 360fcu.org/wp-content/uploads/2026/10/Visa-R…

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