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Friday, October 23, 2026 Independent since 2026. We are not a lender.
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Consumer Secured VISA from Nuvista FCU: deposit, fees and APR

Fact sheet for the Consumer Secured VISA, issued by Nuvista FCU, with no annual fee. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

IssuerNuvista FCU
NetworkVisa
Annual fee$0
RewardsNo rewards
Foreign transaction fee1% of each transaction
Credit levelExcellent, Good, Poor, Limited (tiers the issuer reports to the CFPB)
SecuredYes, a refundable deposit sets the limit

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Avadian Visa Secured

Avadian CU · Visa

Annual fee
$0
Rewards
No rewards
APR
14.90% to 16.90%
Credit
Excellent, Good, Poor, Limited
  • No annual fee
  • For fair or bad credit
  • Secured
See details

Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. nuvista.org/loans/credit-card.html · files.consumerfinance.gov/f/documents/cfpb_tccp-data_2025-1…

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