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Shared Secured VISA® from Del-One FCU: deposit, fees and APR
Fact sheet for the Shared Secured VISA®, issued by Del-One FCU, with no annual fee. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.
Issuer
Del-One FCU
Network
Visa
Annual fee
$0
Rewards
No rewards
Purchase APR
VISA Share Secured: 15.90% - 15.90% based on Your creditworthiness
Balance transfer fee
No balance transfer fees
Foreign transaction fee
1% of each transaction
Credit level
Poor, Limited (tiers the issuer reports to the CFPB)
Secured
Yes, a refundable deposit sets the limit
What new cardholders actually got
In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 15.90%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.
Every article is checked against primary sources: the Consumer Financial Protection
Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece
and say when.
How we make money
Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a
better review, and nobody outside our editorial team sees a piece before it runs.
What we are not
Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.