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Friday, October 23, 2026 Independent since 2026. We are not a lender.
Hub for Credit

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opensky® Plus Secured Visa® Credit Card: deposit, fees and APR

Fact sheet for the opensky® Plus Secured Visa® Credit Card, issued by OpenSky, with no annual fee. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

IssuerOpenSky
NetworkVisa
Annual fee$0
Fee waiverNone
RewardsNo rewards
Purchase APR28.24% - This APR will vary with the market based on the Prime Rate (Important Disclosures accurate as of 01/14/2026)
Foreign transaction fee3% of each transaction
SecuredYes, a refundable deposit sets the limit

Similar cards

Avadian Visa Secured

Avadian CU · Visa

Annual fee
$0
Rewards
No rewards
APR
14.90% to 16.90%
Credit
Excellent, Good, Poor, Limited
  • No annual fee
  • For fair or bad credit
  • Secured
See details

Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. openskycc.com · files.consumerfinance.gov/a/assets/credit-card-agreements/p… · files.consumerfinance.gov/a/assets/credit-card-agreements/p…

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