Chase Freedom Unlimited® Credit Card: annual fee, APR and rewards

Fact sheet for the Chase Freedom Unlimited® Credit Card, issued by Chase, with no annual fee, an intro APR offer and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Chase
Network	Visa
Annual fee	$0
Rewards	Cashback: Earn 5% on travel purchased through Chase Travel, 3% on dining at restaurants including takeout and eligible delivery services, 3% on drugstore purchases, and 1.5% on all other purchases
Purchase APR	18.49% to 27.99% variable APR
Intro APR	0% intro APR for 15 months from account opening on purchases and balance transfers
Balance transfer fee	Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that: Either $5 or 5% of the amount of each transfer, whichever is greater
Sign-up bonus	Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening
Foreign transaction fee	3% of each transaction
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 27.74%, with a range of 18.24% to 27.74%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.