Synchrony Premier World Mastercard®: annual fee, APR and rewards
Fact sheet for the Synchrony Premier World Mastercard®, issued by Synchrony, with no annual fee and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.
| Issuer | Synchrony |
|---|---|
| Network | Mastercard |
| Annual fee | $0 |
| Rewards | Cashback: Enjoy the extraordinary reward of earning 2% cash back on every purchase. Cash back is unlimited and credited to your statement automatically. |
| Purchase APR | For New Synchrony Premier World Mastercard® and Synchrony Plus World Mastercard® Accounts as of August 28, 2026: Variable Purchase APR 20.49%, 27.49%, or 33.24%. |
| Balance transfer fee | 5% Fee ($5 min) |
| Foreign transaction fee | 3% of each transaction |
| Credit level | Excellent, Good (tiers the issuer reports to the CFPB) |
What new cardholders actually got
In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 25.74%, with a range of 17.74% to 33.74%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.
Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.
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Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. synchrony.com/financing/synchrony-mastercards · synchronybankterms.com/syfterms/pdf/Synchrony_Premier_Wo…