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what we publish, and it costs you nothing.
How we make money
Petal® 1 Visa® Credit Card: annual fee, APR and rewards
Fact sheet for the Petal® 1 Visa® Credit Card, issued by Petal, with no annual fee and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.
Issuer
Petal
Network
Visa
Annual fee
$0
Fee waiver
Annual Membership Fee $0 (a Petal 1 agreement version 'with monthly membership' charges $96 annually, $8 per month)
Rewards
Cashback: 1% to 10% cash back at select national merchants (Petal Offers).
Purchase APR
29.49%-34.49%, when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
Every article is checked against primary sources: the Consumer Financial Protection
Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece
and say when.
How we make money
Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a
better review, and nobody outside our editorial team sees a piece before it runs.
What we are not
Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.