Chase Freedom Rise® Credit Card: annual fee, APR and rewards
Fact sheet for the Chase Freedom Rise® Credit Card, issued by Chase, with no annual fee and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.
| Issuer | Chase |
|---|---|
| Network | Visa |
| Annual fee | $0 |
| Rewards | Cashback: Earn 1.5% cash back on all purchases |
| Purchase APR | 18.49% to 27.99% variable APR |
| Balance transfer fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Sign-up bonus | $25 statement credit after you set up automatic payments in the first 3 months from account opening (must remain enrolled for at least 90 consecutive days) |
| Foreign transaction fee | 3% of each transaction |
| Credit level | Limited |
What new cardholders actually got
In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 25.24%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.
Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.
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Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. creditcards.chase.com/cash-back-credit-cards/freedom/ri… · sites.chase.com/services/creatives/pricingandterm… · creditcards.chase.com/visa-credit-cards