Prime Visa from Chase: annual fee, APR and rewards

Fact sheet for the Prime Visa, issued by Chase, with no annual fee and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Chase
Network	Visa
Annual fee	$0
Fee waiver	No annual card fee; 5% rate requires an eligible Prime membership
Rewards	Cashback: Earn unlimited 5% back at Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases
Purchase APR	18.99% to 27.74% variable APR
Balance transfer fee	Either $5 or 4% of the amount of each transfer, whichever is greater
Sign-up bonus	Prime members, get a $150 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application
Foreign transaction fee	None
Credit level	Excellent, Good, Poor (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 27.49%, with a range of 18.74% to 27.49%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.