Costco Anywhere Visa® Card by Citi: annual fee, APR and rewards

Fact sheet for the Costco Anywhere Visa® Card by Citi, issued by Citi, with no annual fee and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Citi
Network	Visa
Annual fee	$0
Fee waiver	No annual fee with paid Costco membership (Costco membership required)
Rewards	Cashback: 5% on gas at Costco; 4% on other eligible gas and EV charging (5% and 4% earn is on a combined $7,000 spend per year, 1% thereafter); 3% on restaurants and eligible travel, including Costco Travel; 2% on all other Costco and Costco.com purchases; 1% on all other purchases. Paid as an annual credit card reward certificate.
Purchase APR	Variable APR for purchases, balance transfers, and Citi Flex Plans subject to an APR: 18.99% - 26.99% variable APR, based on your creditworthiness.
Balance transfer fee	Either $5 or 5% of the amount of each transfer whichever is greater
Foreign transaction fee	None
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 22.74%, with a range of 18.74% to 26.74%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.