TSC® Visa® Card from Citi: annual fee, APR and rewards
Fact sheet for the TSC® Visa® Card, issued by Citi, with no annual fee and cash back. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.
| Issuer | Citi |
|---|---|
| Network | Visa |
| Annual fee | $0 |
| Rewards | Cashback: Earn 5% in Rewards at Tractor Supply (or Special Financing on $199+); 3% in Rewards at gas stations, grocery stores & on veterinary services; 1% on all other purchases. |
| Purchase APR | Purchase APR: variable 29.74% - 32.74% |
| Sign-up bonus | Open a TSC Credit Card and Earn Bonus Reward with Qualifying Tractor Supply Purchase (amount not stated on the page) |
| Credit level | Excellent, Good, Poor (tiers the issuer reports to the CFPB) |
What new cardholders actually got
In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 32.49%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.
Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.
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Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. citi.com/credit-cards/citi-tractor-supply-… · citi.com/gcgapi/prod/public/v1/prelogin/di…