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Friday, October 23, 2026 Independent since 2026. We are not a lender.

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IHG One Rewards Credit Card from Chase: annual fee, APR and rewards

Fact sheet for the IHG One Rewards Credit Card, issued by Chase, with no annual fee and points. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Chase
Network	Mastercard
Annual fee	$0
Rewards	Points: Up to 17X total points per $1 at IHG Hotels and Resorts (5X with the card, plus up to 10X from IHG for being an IHG One Rewards member and up to 2X with Silver Elite Status); 3X points on dining, gas stations and grocery stores; 2X points per $1 on all other purchases
Purchase APR	19.49% to 27.99% variable APR
Balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater
Sign-up bonus	Earn 125,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening. Plus, earn 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening
Foreign transaction fee	None

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Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. creditcards.chase.com/travel-credit-cards/ihg-rewards-c… · sites.chase.com/services/creatives/pricingandterm… · creditcards.chase.com/mastercard-credit-cards

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