Verizon Visa® Card from Synchrony: annual fee, APR and rewards

Fact sheet for the Verizon Visa® Card, issued by Synchrony, with no annual fee and points. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Synchrony
Network	Visa
Annual fee	$0
Rewards	Points: 4% on grocery store purchases and gas or electric vehicle charging purchases; 4% on restaurant purchases, including take-out and delivery; 4% on Verizon purchases (excluding bill payment); 1% on Verizon wireless or Fios bill payment; 1% on all other purchases. Rewards are earned as Verizon Dollars.
Purchase APR	For New Accounts as of 1/1/26: Verizon Visa Signature® Card: Variable Purchase APRs are 22.24%, 27.24% or 33.24%.
Balance transfer fee	5% Fee ($5 min)
Sign-up bonus	$150 statement credit when you open an account and make one purchase in the first 90 days. Limited-time offer.
Foreign transaction fee	None
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 28.12%, with a range of 22.49% to 33.74%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.