Citi Strata Premier® Card: annual fee, APR and rewards

Fact sheet for the Citi Strata Premier® Card, issued by Citi, with a $95 annual fee and points. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Citi
Network	Mastercard
Annual fee	$95 a year
Rewards	Points: 10 points per dollar spent on Hotels, Car Rentals and Attractions booked on cititravel.com; 3 points per dollar spent on Air Travel and Other Hotel Purchases; 3 points per dollar spent at Restaurants; 3 points per dollar spent at Supermarkets; 3 points per dollar spent on Gas & EV Charging Stations; 1 point per dollar spent on All Other Purchases. $100 Annual Hotel Benefit (once per calendar year, $100 off a single hotel stay of $500 or more booked through cititravel.com)
Purchase APR	The variable APR for purchases, and balance transfers is 19.74% - 27.74%, based on your creditworthiness.
Balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater
Sign-up bonus	Earn 60,000 bonus points after spending $4,000 in the first 3 months
Foreign transaction fee	None
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 23.49%, with a range of 19.49% to 27.49%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.