Citi® / AAdvantage® Platinum Select® World Elite Mastercard®: annual fee, APR and rewards

Fact sheet for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, issued by Citi, with a $99 annual fee and miles. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Citi
Network	Mastercard
Annual fee	$99 a year
Fee waiver	$99 Annual Fee, waived for the first year
Rewards	Miles: Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases; 2 miles per $1 at restaurants, including takeout; 2 miles per $1 at gas stations; 1 mile per $1 on all other purchases. First checked bag free on domestic American Airlines itineraries.
Purchase APR	The variable APR for purchases, and balance transfers is 19.74% - 29.74%, based on your creditworthiness.
Balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater
Sign-up bonus	Earn 80,000 AAdvantage® bonus miles after $3,500 in purchases in the first 4 months.
Foreign transaction fee	None
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 24.49%, with a range of 19.49% to 29.49%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.