Sun Country Visa Signature® Card from Synchrony: annual fee, APR and rewards

Fact sheet for the Sun Country Visa Signature® Card, issued by Synchrony, with a $89 annual fee and miles. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Synchrony
Network	Visa
Annual fee	$89 a year
Rewards	Miles: Earn up to 5x points per $1 on Sun Country purchases (3x when you buy with your card, and 2x when you fly); 2x points per $1 on gas station & grocery store purchases; 1x point per $1 spent on everything else. 10,000 point anniversary bonus when you spend $10,000 in a cardholder year.
Purchase APR	20.14% for Account Type 1 or 24.14% for Account Type 2 or 28.14% for Account Type 3 when you open your account, based on your creditworthiness and other factors. After that, your APR will vary with the market based on the Prime Rate.
Balance transfer fee	Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Foreign transaction fee	None
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 24.52%, with a range of 20.39% to 28.64%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.