Aer Lingus Visa Signature® Credit Card from Chase: annual fee, APR and rewards

Fact sheet for the Aer Lingus Visa Signature® Credit Card, issued by Chase, with a $95 annual fee and miles. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Chase
Network	Visa
Annual fee	$95 a year
Rewards	Miles: Earn 3 Avios for every $1 spent on Aer Lingus, British Airways, and Iberia flight purchases, 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel, and 1 Avios for every $1 spent on all other purchases
Purchase APR	19.49% to 27.99% variable APR
Balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater
Sign-up bonus	Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening
Foreign transaction fee	None
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 27.74%, with a range of 19.24% to 27.74%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.