Chase Sapphire Reserve® Credit Card: annual fee, APR and rewards

Fact sheet for the Chase Sapphire Reserve® Credit Card, issued by Chase, with a $795 annual fee and points. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Chase
Network	Visa
Annual fee	$795 a year
Fee waiver	$795 annual fee; $195 for each authorized user
Rewards	Points: 8x points on all purchases through Chase Travel, including The Edit; 4x points on flights booked direct; 4x points on hotels booked direct; 3x points on dining worldwide; 1x points on all other purchases
Purchase APR	19.74% to 28.24% variable APR
Balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater
Sign-up bonus	Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening
Foreign transaction fee	None
Credit level	Excellent (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 26.99%, with a range of 19.49% to 27.99%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.