Capital One Venture X Rewards Credit Card: annual fee, APR and rewards

Fact sheet for the Capital One Venture X Rewards Credit Card, issued by Capital One, with a $395 annual fee and points. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Capital One
Network	Visa
Annual fee	$395 a year
Rewards	Points: Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel, plus unlimited 2X miles on all other purchases. 10,000 bonus miles every account anniversary and $300 annual Capital One Travel credit.
Purchase APR	19.74% - 28.74% variable APR
Balance transfer fee	4% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR.
Sign-up bonus	Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Foreign transaction fee	None
Credit level	Excellent

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 25.24%, with a range of 18.99% to 29.24%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.