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Thursday, October 22, 2026 Independent since 2026. We are not a lender.
Hub for Credit

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Avant personal loans: APR, fees and requirements

What Avant publishes about its personal loans (9.95% to 35.99% APR), checked on the lender’s own pages, and how its starting rate compares with the other lenders on our list.

Lender typeOnline lender
APR range9.95% to 35.99%
Loan amounts$2,000 to $35,000
Repayment terms24 to 60 months
Origination feeVaries; check the lender's rates and terms
Minimum credit scoreNot published
Funding timeIf approved by 4:30pm CT Monday-Friday, funds are generally deposited via ACH for delivery next business day
AvailabilityMinimum loan amounts vary by state. The page has a state selector stating 'Applications for residents in the state of [state] are not currently accepted' (specific states not shown in static text).

How the lender states its rates: “APR ranges from 9.95% to 35.99%.”

How the starting rate compares

The lowest advertised APR, 9.95%, ranks 25 of 33 among the lenders on our list (1 is the lowest). The Federal Reserve's average for a 24-month personal loan at commercial banks was 11.90% (August 2026). Only borrowers with strong credit get a lender's lowest rate.

Similar lenders

Achieve

Online lender

APR
6.25% to 35.99%
Loan amounts
$5,000 to $50,000
Origination fee
1.99% to 9.99%
  • For fair or bad credit
See details

Best Egg

Online lender

APR
6.99% to 35.99%
Loan amounts
$2,000 to $50,000
Origination fee
0.99%-9.99%
See details

BHG Financial

Online lender

APR
6.49% to 28.89%
Loan amounts
Up to $250,000
Origination fee
Varies
  • Loans of $75,000 or more
See details

Checked on October 16, 2026 on the lender's website. Rates and terms change: confirm before you apply. avant.com/personal-loans

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Every article is checked against primary sources: the Consumer Financial Protection Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece and say when.

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