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BHG Financial personal loans: APR, fees and requirements
What BHG Financial publishes about its personal loans (6.49% to 28.89% APR), checked on the lender’s own pages, and how its starting rate compares with the other lenders on our list.
Lender type
Online lender
APR range
6.49% to 28.89%
Loan amounts
Up to $250,000
Repayment terms
24 to 120 months
Origination fee
Varies; check the lender's rates and terms
Minimum credit score
Not published
Funding time
Approval decisions in as little as 24 hours; funds in one lump sum in as few as 5 days if approved
Availability
Not all solutions, loan amounts, rates or terms are available in all states. Marketed to professionals and business owners.
How the lender states its rates: “Annual percentage rates (APRs) for personal loans range from 6.49% to 28.89%, with terms from 2 to 10 years.”
How the starting rate compares
The lowest advertised APR, 6.49%, ranks 6 of 33 among the lenders on our list (1 is the lowest). The Federal Reserve's average for a 24-month personal loan at commercial banks was 11.90% (August 2026). Only borrowers with strong credit get a lender's lowest rate.
Every article is checked against primary sources: the Consumer Financial Protection
Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece
and say when.
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Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a
better review, and nobody outside our editorial team sees a piece before it runs.
What we are not
Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.