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Amazon Store Card from Synchrony: annual fee, APR and rewards
Fact sheet for the Amazon Store Card, issued by Synchrony, with no annual fee. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.
Issuer
Synchrony
Annual fee
$0
Rewards
No rewards
Purchase APR
The APR for purchases is the prime rate plus 22.74%. As of January 1, 2026, the daily rate for purchases was .08080% (APR 29.49%). Variable; will not exceed 29.99%.
Every article is checked against primary sources: the Consumer Financial Protection
Bureau, the Federal Reserve and issuer terms. When a number changes, we update the piece
and say when.
How we make money
Some pages contain partner links that may earn us a commission. This never changes what we publish and costs you nothing. No lender pays for placement or for a
better review, and nobody outside our editorial team sees a piece before it runs.
What we are not
Hub for Credit publishes independent information about credit cards, loans, and consumer finance. We are not a bank, a lender, or a card issuer, we do not extend credit, and we do not broker applications. Nothing here is personalized financial advice.