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Friday, October 23, 2026 Independent since 2026. We are not a lender.

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Bloomingdale’s Credit Card from Citi: annual fee, APR and rewards

Fact sheet for the Bloomingdale's Credit Card, issued by Citi, with no annual fee. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Citi
Annual fee	$0
Rewards	At Bloomingdale's: Loyallists 3 points per $1 spent; Top of the List 4 points per $1; Top of the List Unlocked 10 points per $1; 5,000 points = $25 reward.
Purchase APR	Purchase APR: 32.99% (rates may vary with the market based on the Prime Rate)
Sign-up bonus	Get 20% off today and tomorrow, up to a total savings of $250 over the two days when you open a Bloomingdale's card.
Credit level	Excellent, Good, Poor (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 32.74%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.

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Checked on October 16, 2026 on the issuer's official site. Terms change: confirm before you apply. citi.com/credit-cards/bloomingdales-credit… · citi.com/gcgapi/prod/public/v1/prelogin/di…

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