Bloomingdale’s American Express® Card from Citi: annual fee, APR and rewards

Fact sheet for the Bloomingdale's American Express® Card, issued by Citi, with no annual fee and points. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Citi
Network	American Express
Annual fee	$0
Rewards	Points: Earn points at Bloomingdale's and outside Bloomingdale's too: Loyallists 3 points per $1; Top of the List 4 points per $1; Top of the List Unlocked 4 points per $1 (page tier list for the American Express card); 5,000 points = $25 reward.
Purchase APR	Purchase, Balance Transfer, and Cash Advance APR: 32.99% (rates may vary with the market based on the Prime Rate)
Balance transfer fee	The greater of $10 or 5% of the amount of each transfer
Sign-up bonus	Get 20% off today and tomorrow, up to a total savings of $250 over the two days when you open a Bloomingdale's card.
Foreign transaction fee	3% of each transaction
Credit level	Excellent, Good, Poor (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 32.74%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.