GM Rewards™ Mastercard® from Barclays: annual fee, APR and rewards

Fact sheet for the GM Rewards™ Mastercard®, issued by Barclays, with no annual fee and points. Every detail below comes from the issuer’s pricing and terms pages, checked on the date shown at the end of the page.

Issuer	Barclays
Network	Mastercard
Annual fee	$0
Rewards	Points: Up to 10x points - 7x points on every $1 spent on eligible GM purchases, plus up to 3x points for being a GM Rewards Member. Earn 3x points for every $1 spent on all other purchases.
Purchase APR	22.49% to 32.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Balance transfer fee	Either $5 or 5% of the amount of each transfer, whichever is greater.
Sign-up bonus	Earn 30,000 bonus points after spending $1,000 in the first 90 days of account opening.
Foreign transaction fee	3% of each transaction
Credit level	Excellent, Good (tiers the issuer reports to the CFPB)

What new cardholders actually got

In the CFPB's Terms of Credit Card Plans survey for July to December 2025, new accounts on this card got a median purchase APR of 26.62%, with a range of 22.24% to 32.99%. The advertised range above is what the issuer offers today; the survey shows where approved applicants landed.

Source: Consumer Financial Protection Bureau, Terms of Credit Card Plans survey.